> ## Documentation Index
> Fetch the complete documentation index at: https://berachain-422fce37-docs-node-snapshots-storage-v2.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Borrow & Repay

> Supply collateral, borrow BUSD, monitor LTV/LLTV, and repay to withdraw collateral on Bend.

Follow these steps to supply collateral, borrow \$BUSD, and repay to free your collateral.

## Requirements

* Wallet with collateral (WETH, WBERA, WBTC, etc.) listed on [Bend](https://bend.berachain.com/borrow)
* Native \$BERA for transaction fees

<Tip>
  If you don't have collateral, swap on [Berachain Hub](https://hub.berachain.com/swap).
</Tip>

## Supply collateral and borrow

Supply \$\$WBERA as collateral and borrow \$BUSD.

<Steps>
  <Step title="Visit Bend and connect wallet">
    Go to [Bend](https://bend.berachain.com/borrow) and connect your wallet.

    <Frame>
      <img src="https://mintcdn.com/berachain-422fce37-docs-node-snapshots-storage-v2/Jlh2UX-lZStDD-Z7/images/bend/borrow-connect-wallet.png?fit=max&auto=format&n=Jlh2UX-lZStDD-Z7&q=85&s=b7f838e4baa8ece2fbf95a383253c11d" alt="Bend borrow connect wallet" width="4384" height="2654" data-path="images/bend/borrow-connect-wallet.png" />
    </Frame>
  </Step>

  <Step title="Choose a market">
    Choose a market where you can supply collateral. This guide uses \$WBERA.

    <Frame>
      <img src="https://mintcdn.com/berachain-422fce37-docs-node-snapshots-storage-v2/Jlh2UX-lZStDD-Z7/images/bend/borrow-choose-market.png?fit=max&auto=format&n=Jlh2UX-lZStDD-Z7&q=85&s=5306f401deacb93d51f248c65223e81b" alt="Bend choose market" width="4384" height="2654" data-path="images/bend/borrow-choose-market.png" />
    </Frame>
  </Step>

  <Step title="Configure borrow">
    1. Select **Borrow**
    2. Enter the \$WBERA amount to supply as collateral
    3. Click **Review** to open the confirmation modal

    <Frame>
      <img src="https://mintcdn.com/berachain-422fce37-docs-node-snapshots-storage-v2/Jlh2UX-lZStDD-Z7/images/bend/borrow-configure-borrow.png?fit=max&auto=format&n=Jlh2UX-lZStDD-Z7&q=85&s=6a791a9ab157c42e372e6d77605f5f9f" alt="Bend configure borrow" width="4384" height="2654" data-path="images/bend/borrow-configure-borrow.png" />
    </Frame>
  </Step>

  <Step title="Approve and supply">
    1. Approve the market to spend your \$WBERA
    2. Supply \$WBERA as collateral

    <Frame>
      <img src="https://mintcdn.com/berachain-422fce37-docs-node-snapshots-storage-v2/Jlh2UX-lZStDD-Z7/images/bend/borrow-approve-supply.png?fit=max&auto=format&n=Jlh2UX-lZStDD-Z7&q=85&s=3a7c647cce0e72518bd88ef4c067a14e" alt="Bend approve and supply" width="4384" height="2654" data-path="images/bend/borrow-approve-supply.png" />
    </Frame>

    <Frame>
      <img src="https://mintcdn.com/berachain-422fce37-docs-node-snapshots-storage-v2/Jlh2UX-lZStDD-Z7/images/bend/borrow-successful-approve-supply.png?fit=max&auto=format&n=Jlh2UX-lZStDD-Z7&q=85&s=29073f483e7bd0d5ab6cc83911b5c8f7" alt="Bend successful approve and supply" width="4384" height="2654" data-path="images/bend/borrow-successful-approve-supply.png" />
    </Frame>

    You should see your supplied collateral and total value in the market.

    <Frame>
      <img src="https://mintcdn.com/berachain-422fce37-docs-node-snapshots-storage-v2/Jlh2UX-lZStDD-Z7/images/bend/borrow-successful-supply.png?fit=max&auto=format&n=Jlh2UX-lZStDD-Z7&q=85&s=5051ec6334b38050333fe12966fde9a9" alt="Bend successful supply" width="4384" height="2654" data-path="images/bend/borrow-successful-supply.png" />
    </Frame>
  </Step>

  <Step title="Borrow">
    1. Enter the \$BUSD amount to borrow
    2. Keep borrow below the LTV limit to avoid liquidation
    3. Click **Review** to confirm

    <Frame>
      <img src="https://mintcdn.com/berachain-422fce37-docs-node-snapshots-storage-v2/Jlh2UX-lZStDD-Z7/images/bend/borrow-borrow.png?fit=max&auto=format&n=Jlh2UX-lZStDD-Z7&q=85&s=9eeaf38cb797fb18ca5c978d794fc7c8" alt="Bend borrow" width="4384" height="2654" data-path="images/bend/borrow-borrow.png" />
    </Frame>
  </Step>

  <Step title="Approve and borrow">
    Approve the borrow in your wallet.

    <Frame>
      <img src="https://mintcdn.com/berachain-422fce37-docs-node-snapshots-storage-v2/Jlh2UX-lZStDD-Z7/images/bend/borrow-approve-borrow.png?fit=max&auto=format&n=Jlh2UX-lZStDD-Z7&q=85&s=26c26b5f44b57e5304b90e373dfbb840" alt="Bend approve borrow" width="4384" height="2654" data-path="images/bend/borrow-approve-borrow.png" />
    </Frame>

    <Frame>
      <img src="https://mintcdn.com/berachain-422fce37-docs-node-snapshots-storage-v2/Jlh2UX-lZStDD-Z7/images/bend/borrow-successful-approve-borrow.png?fit=max&auto=format&n=Jlh2UX-lZStDD-Z7&q=85&s=47d56abfc153ef212210d49bdc9c6d6e" alt="Bend successful approve borrow" width="4384" height="2654" data-path="images/bend/borrow-successful-approve-borrow.png" />
    </Frame>

    You should see your borrowed \$BUSD and its value in the market.

    <Frame>
      <img src="https://mintcdn.com/berachain-422fce37-docs-node-snapshots-storage-v2/Jlh2UX-lZStDD-Z7/images/bend/borrow-successful-borrow.png?fit=max&auto=format&n=Jlh2UX-lZStDD-Z7&q=85&s=6be7d605398d625c9641a26ed69bba22" alt="Bend successful borrow" width="4384" height="2654" data-path="images/bend/borrow-successful-borrow.png" />
    </Frame>
  </Step>

  <Step title="Avoid liquidation">
    Monitor your position. If your LTV exceeds the Liquidation LTV (LLTV), your position can be liquidated.

    <Frame>
      <img src="https://mintcdn.com/berachain-422fce37-docs-node-snapshots-storage-v2/Jlh2UX-lZStDD-Z7/images/bend/borrow-monitor-ltv-lltv.png?fit=max&auto=format&n=Jlh2UX-lZStDD-Z7&q=85&s=078ad3a559d94bd90a9b0b33bc56a1ed" alt="Bend monitor LTV and LLTV" width="4384" height="2654" data-path="images/bend/borrow-monitor-ltv-lltv.png" />
    </Frame>
  </Step>
</Steps>

## Repay and withdraw

Repay \$BUSD and withdraw your \$\$WBERA collateral.

<Steps>
  <Step title="Configure repay">
    1. Select **Repay**
    2. Enter the \$BUSD amount to repay
    3. Enter the \$WBERA amount to withdraw
    4. Click **Review** to open the confirmation modal

    <Frame>
      <img src="https://mintcdn.com/berachain-422fce37-docs-node-snapshots-storage-v2/Jlh2UX-lZStDD-Z7/images/bend/repay-configure-repay.png?fit=max&auto=format&n=Jlh2UX-lZStDD-Z7&q=85&s=4459b946142af8a64ad618b9ae4ee734" alt="Bend configure repay" width="4384" height="2654" data-path="images/bend/repay-configure-repay.png" />
    </Frame>
  </Step>

  <Step title="Confirm repay">
    Confirm the repayment in your wallet.

    <Frame>
      <img src="https://mintcdn.com/berachain-422fce37-docs-node-snapshots-storage-v2/Jlh2UX-lZStDD-Z7/images/bend/repay-confirm-repay.png?fit=max&auto=format&n=Jlh2UX-lZStDD-Z7&q=85&s=9ede4b811b85cef99065664bc23cdbda" alt="Bend confirm repay" width="4384" height="2654" data-path="images/bend/repay-confirm-repay.png" />
    </Frame>

    <Frame>
      <img src="https://mintcdn.com/berachain-422fce37-docs-node-snapshots-storage-v2/Jlh2UX-lZStDD-Z7/images/bend/repay-successful-confirm-repay.png?fit=max&auto=format&n=Jlh2UX-lZStDD-Z7&q=85&s=42e1d9c598f8974e18de58968937cca5" alt="Bend successful confirm repay" width="4384" height="2654" data-path="images/bend/repay-successful-confirm-repay.png" />
    </Frame>

    You should see a zero balance after the repayment.

    <Frame>
      <img src="https://mintcdn.com/berachain-422fce37-docs-node-snapshots-storage-v2/Jlh2UX-lZStDD-Z7/images/bend/repay-successful-repay.png?fit=max&auto=format&n=Jlh2UX-lZStDD-Z7&q=85&s=9afdcfbab0cb3610eb02d140d9d1d99e" alt="Bend successful repay" width="4384" height="2654" data-path="images/bend/repay-successful-repay.png" />
    </Frame>
  </Step>
</Steps>

You have now supplied collateral, borrowed \$BUSD, and repaid to withdraw your collateral on Bend.
